![\"\u0631\u0633\u0645](\"https:\/\/ai.megavaluta.cz\/wp-content\/uploads\/2026\/06\/gemini_image_1781686819.png\")
<\/figure><\/div>\n\n\u0628. \u0625\u062a\u0642\u0627\u0646 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a<\/h3>\n\n
\u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0643\u0641\u0627\u0621\u0629 \u0645\u0639 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u0648\u0627 \u064a\u062a\u0644\u0642\u0648\u0646 \u062f\u062e\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c \u0623\u0648 \u064a\u0631\u0633\u0644\u0648\u0646 \u0623\u0645\u0648\u0627\u0644\u064b\u0627 \u0625\u0644\u0649 \u0639\u0627\u0626\u0644\u0627\u062a\u0647\u0645. \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u062a\u062c\u0646\u0628 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0648\u0636\u0639\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0639\u0627\u0645.<\/p>\n\n
1. \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u0635\u0631\u0641 \u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629: \u062a\u062c\u0646\u0628 \u0641\u062e\u0627\u062e \u0627\u0644\u0633\u064a\u0627\u062d<\/h3>\n\n
\u064a\u062a\u0637\u0644\u0628 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0641\u064a \u0628\u0631\u0627\u063a \u0627\u062a\u0628\u0627\u0639 \u0646\u0647\u062c \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u062a\u062c\u0646\u0628 \u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644 \u0628\u0633\u0628\u0628 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u0641\u064a\u0629\u060c \u0648\u0647\u0648 \u062c\u0627\u0646\u0628 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0645\u0646 \u0646\u0635\u0627\u0626\u062d \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0628\u0631\u0627\u063a. \u062a\u062c\u0646\u0628 \u0635\u0631\u0641 \u0645\u0628\u0627\u0644\u063a \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0635\u0631\u0627\u0641\u0629 \u0627\u0644\u0648\u0627\u0642\u0639\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0627\u0644\u0645\u0632\u062f\u062d\u0645\u0629\u060c \u0645\u062b\u0644 \u0633\u0627\u062d\u0629 \u0627\u0644\u0645\u062f\u064a\u0646\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0623\u0648 \u0628\u0627\u0644\u0642\u0631\u0628 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0644\u0645 \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u0644\u0623\u0646\u0647\u0627 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0642\u062f\u0645 \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0623\u0633\u0648\u0623 \u0628\u0643\u062b\u064a\u0631 \u0623\u0648 \u062a\u0641\u0631\u0636 \u0639\u0645\u0648\u0644\u0627\u062a \u0645\u0631\u062a\u0641\u0639\u0629. \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u0641\u0625\u0646 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0631\u0627\u062a \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0643\u0648\u0646 \u063a\u064a\u0631 \u0645\u0648\u0627\u062a\u064a\u0629.<\/p>\n\n
\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0647\u064a \u0633\u062d\u0628 \u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643. \u0645\u0639 \u0623\u0646 \u0628\u0646\u0643\u0643 \u0627\u0644\u0645\u062d\u0644\u064a \u0642\u062f \u064a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0630\u064a \u062a\u0642\u062f\u0645\u0647 \u0634\u0628\u0643\u0629 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0643\u0648\u0646 \u0623\u0641\u0636\u0644 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0623\u0633\u0639\u0627\u0631 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0635\u0631\u0627\u0641\u0629 \u0627\u0644\u062e\u0627\u0635\u0629. \u0627\u0628\u062d\u062b \u0639\u0646 \u0623\u062c\u0647\u0632\u0629 \u0635\u0631\u0627\u0641 \u0622\u0644\u064a \u062a\u0627\u0628\u0639\u0629 \u0644\u0628\u0646\u0648\u0643 \u062a\u0634\u064a\u0643\u064a\u0629 \u0645\u0648\u062b\u0648\u0642\u0629 \u0645\u062b\u0644 \u010cesk\u00e1 spo\u0159itelna \u0623\u0648 Komer\u010dn\u00ed banka \u0623\u0648 Raiffeisenbank. \u0625\u0630\u0627 \u0627\u0636\u0637\u0631\u0631\u062a \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0643\u062a\u0628 \u0635\u0631\u0627\u0641\u0629\u060c \u0641\u0627\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0645\u0643\u0627\u062a\u0628 \u0630\u0627\u062a \u0627\u0644\u0633\u0645\u0639\u0629 \u0627\u0644\u0637\u064a\u0628\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0639\u0631\u0636 \u0623\u0633\u0639\u0627\u0631\u0647\u0627 \u0628\u0648\u0636\u0648\u062d (\u0645\u062b\u0644 "\u0628\u062f\u0648\u0646 \u0639\u0645\u0648\u0644\u0629" \u0623\u0648 \u0628\u0641\u0627\u0631\u0642 \u0636\u0626\u064a\u0644 \u062c\u062f\u064b\u0627 \u0628\u064a\u0646 \u0633\u0639\u0631\u064a \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u0628\u064a\u0639). \u062a\u0623\u0643\u062f \u062f\u0627\u0626\u0645\u064b\u0627 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0628\u0644\u063a \u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629 \u0627\u0644\u0630\u064a \u0633\u062a\u0633\u062a\u0644\u0645\u0647 \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0635\u0631\u0641. \u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0644\u062e\u062f\u0645\u0627\u062a \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0646 \u062a\u0642\u062f\u0645 \u0623\u0633\u0639\u0627\u0631\u064b\u0627 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0644\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0643\u0628\u064a\u0631\u0629.<\/p>\n\n
2. \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629: \u062d\u0644\u0648\u0644 \u0641\u0639\u0627\u0644\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629<\/h3>\n\n
\u0642\u062f \u062a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0625\u0631\u0633\u0627\u0644 \u0623\u0648 \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062f\u0648\u0644\u064a\u064b\u0627 \u0631\u0633\u0648\u0645 \u0628\u0627\u0647\u0638\u0629 \u0625\u0630\u0627 \u0644\u0645 \u062a\u064f\u062f\u0627\u0631 \u0628\u062d\u0643\u0645\u0629. \u0648\u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0643\u0644\u0641\u0629 \u0646\u0638\u0631\u064b\u0627 \u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u062a\u064a\u0629. \u0644\u062d\u0633\u0646 \u0627\u0644\u062d\u0638\u060c \u062a\u062a\u0648\u0641\u0631 \u0628\u062f\u0627\u0626\u0644 \u0639\u062f\u064a\u062f\u0629 \u0641\u0639\u0651\u0627\u0644\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629\u060c \u0648\u0646\u0646\u0635\u062d \u0628\u0647\u0627 \u0628\u0634\u062f\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646.<\/p>\n\n
\u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u062b\u0644 Wise (\u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0633\u0627\u0628\u0642\u064b\u0627 \u0628\u0627\u0633\u0645 TransferWise) \u0648Revolut \u0648Remitly\u060c \u0631\u0633\u0648\u0645\u064b\u0627 \u0623\u0642\u0644 \u0628\u0643\u062b\u064a\u0631 \u0648\u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0623\u0643\u062b\u0631 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \u062a\u062a\u064a\u062d \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0628\u0639\u0645\u0644\u062a\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0645\u0635\u0631\u0641\u064a \u062a\u0634\u064a\u0643\u064a \u0628\u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0639\u0643\u0633\u060c \u0628\u0631\u0633\u0648\u0645 \u0634\u0641\u0627\u0641\u0629. \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0641\u064a \u0627\u0644\u0633\u0648\u0642\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u062a\u062d\u0648\u064a\u0644. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u064a\u064f\u0646\u0635\u062d \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641\u060c \u0644\u062f\u0649 \u0639\u062f\u0629 \u0645\u0632\u0648\u062f\u064a\u0646 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0635\u0641\u0642\u0629. \u0643\u0645\u0627 \u062a\u0648\u0641\u0631 \u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u062a\u064f\u0633\u0647\u0651\u0644 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0628\u062a\u0643\u0644\u0641\u0629 \u0623\u0642\u0644.<\/p>\n\n
\u0631\u0627\u0628\u0639\u0627\u064b: \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0641\u064a \u0628\u0631\u0627\u063a<\/h3>\n\n
\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0631\u0641\u0627\u0647\u064a\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 \u0641\u064a \u0628\u0631\u0627\u063a. \u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u0641\u0647\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u060c \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u0627\u0633\u0628\u060c \u0648\u0627\u0644\u0646\u0638\u0631 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0642\u0627\u0639\u062f. \u0633\u064a\u0645\u0646\u062d\u0643 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0631\u0627\u062d\u0629 \u0627\u0644\u0628\u0627\u0644 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n
\u0623. \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062a\u062c\u0646\u0628 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644<\/h3>\n\n
\u0643\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u062f\u0646 \u0627\u0644\u0643\u0628\u0631\u0649\u060c \u062a\u0634\u0647\u062f \u0628\u0631\u0627\u063a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u062d\u062a\u064a\u0627\u0644 \u0645\u0627\u0644\u064a. \u0644\u0630\u0627\u060c \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u0648\u0639\u064a \u0628\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0648\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0648\u0642\u0627\u0626\u064a\u0629 \u0623\u0645\u0631\u0627\u064b \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629. \u0643\u0645\u0627 \u064a\u064f\u0634\u0643\u0651\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0637\u0628\u0642\u0629 \u062d\u0645\u0627\u064a\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0623\u062e\u0631\u0649 \u0636\u062f \u0627\u0644\u0638\u0631\u0648\u0641 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629.<\/p>\n\n
1. \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0641\u064a \u0628\u0631\u0627\u063a \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0643\u062a\u0634\u0627\u0641\u0647\u0627<\/h3>\n\n
\u0627\u0644\u0648\u0639\u064a \u0647\u0648 \u0623\u0641\u0636\u0644 \u0648\u0633\u064a\u0644\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0646\u0641\u0633\u0643 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0628\u0631\u0627\u063a. \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0633\u064a\u0627\u062d \u0648\u0627\u0644\u0645\u063a\u062a\u0631\u0628\u0648\u0646 \u0647\u062f\u0641\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0646\u0638\u0631\u064b\u0627 \u0644\u0639\u062f\u0645 \u0625\u0644\u0645\u0627\u0645\u0647\u0645 \u0628\u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0648\u062c\u0648\u062f \u062d\u0648\u0627\u062c\u0632 \u0644\u063a\u0648\u064a\u0629. \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0642\u064a\u0627\u0645 \u0633\u0627\u0626\u0642\u064a \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u062c\u0631\u0629 \u0628\u0641\u0631\u0636 \u0623\u0633\u0639\u0627\u0631 \u0645\u0628\u0627\u0644\u063a \u0641\u064a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0631\u0643\u0627\u0628\u060c \u062e\u0627\u0635\u0629\u064b \u0645\u0646 \u0627\u0644\u0645\u0637\u0627\u0631 \u0623\u0648 \u0645\u062d\u0637\u0629 \u0627\u0644\u0642\u0637\u0627\u0631\u061b \u0644\u0630\u0627 \u0627\u0633\u062a\u062e\u062f\u0645 \u062f\u0627\u0626\u0645\u064b\u0627 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u062c\u0631\u0629 \u0627\u0644\u0645\u0648\u062b\u0648\u0642\u0629 (\u0645\u062b\u0644 Bolt \u0623\u0648 Liftago) \u0623\u0648 \u0627\u062a\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0623\u062c\u0631\u0629 \u0645\u0633\u0628\u0642\u064b\u0627. \u0645\u0634\u0643\u0644\u0629 \u0623\u062e\u0631\u0649 \u0634\u0627\u0626\u0639\u0629 \u0647\u064a \u0627\u0644\u0646\u0634\u0644\u060c \u062e\u0627\u0635\u0629\u064b \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0627\u0644\u0645\u0632\u062f\u062d\u0645\u0629\u061b \u0644\u0630\u0627 \u0627\u062d\u0631\u0635 \u062f\u0627\u0626\u0645\u064b\u0627 \u0639\u0644\u0649 \u062d\u0641\u0638 \u0645\u0642\u062a\u0646\u064a\u0627\u062a\u0643 \u0627\u0644\u062b\u0645\u064a\u0646\u0629 \u0641\u064a \u0645\u0643\u0627\u0646 \u0622\u0645\u0646 \u0628\u0639\u064a\u062f\u064b\u0627 \u0639\u0646 \u0627\u0644\u0623\u0646\u0638\u0627\u0631.<\/p>\n\n
\u062a\u0646\u062a\u0634\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0645\u062b\u0644 \u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062a\u0635\u064a\u062f\u064a\u0629 \u0623\u0648 \u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u0648\u0647\u0645\u064a\u0629. \u0644\u0630\u0627\u060c \u0643\u0646 \u062d\u0630\u0631\u064b\u0627 \u0645\u0646 \u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u063a\u0648\u0628 \u0641\u064a\u0647\u0627 \u0627\u0644\u062a\u064a \u062a\u0637\u0644\u0628 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u062c\u0644\u0629. \u0639\u0646\u062f \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0633\u0643\u0646\u060c \u062a\u0648\u062e\u064e\u0651 \u0627\u0644\u062d\u0630\u0631 \u0627\u0644\u0634\u062f\u064a\u062f \u0645\u0646 \u0637\u0644\u0628\u0627\u062a \u062f\u0641\u0639 \u0645\u0628\u0627\u0644\u063a \u0643\u0628\u064a\u0631\u0629 \u0643\u0648\u062f\u0627\u0626\u0639 \u062f\u0648\u0646 \u0639\u0642\u062f \u0631\u0633\u0645\u064a \u0623\u0648 \u0641\u0631\u0635\u0629 \u0644\u0645\u0639\u0627\u064a\u0646\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0634\u062e\u0635\u064a\u064b\u0627. \u062a\u062d\u0642\u0642 \u062f\u0627\u0626\u0645\u064b\u0627 \u0645\u0646 \u0635\u062d\u0629 \u0623\u064a \u0639\u0631\u0636 \u064a\u0628\u062f\u0648 \u0645\u063a\u0631\u064a\u064b\u0627 \u0644\u062f\u0631\u062c\u0629 \u064a\u0635\u0639\u0628 \u062a\u0635\u062f\u064a\u0642\u0647\u0627. \u0625\u0630\u0627 \u0634\u0643\u0643\u062a \u0641\u064a \u062a\u0639\u0631\u0636\u0643 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0641\u0623\u0628\u0644\u063a \u0627\u0644\u0634\u0631\u0637\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0645\u0635\u0631\u0641\u0643 \u0641\u0648\u0631\u064b\u0627. \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u062a\u0648\u0641\u0631 \u0627\u0644\u0633\u0641\u0627\u0631\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u0634\u064a\u0643 \u0645\u0648\u0627\u0631\u062f \u062d\u0648\u0644 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0648\u0627\u0644\u0623\u0645\u0646 \u0644\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0627\u0644\u062d\u0630\u0631 \u0645\u0646\u0647\u0627.<\/p>\n\n
2. \u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646: \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629<\/h3>\n\n
\u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u0643\u0627\u0641\u064a \u0634\u0631\u0637\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0644\u0627 \u063a\u0646\u0649 \u0639\u0646\u0647 \u0644\u0623\u064a \u0634\u062e\u0635 \u064a\u0639\u064a\u0634 \u0641\u064a \u0628\u0631\u0627\u063a. \u0641\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0625\u0644\u0632\u0627\u0645\u064a \u0644\u062c\u0645\u064a\u0639 \u0633\u0643\u0627\u0646 \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u0634\u064a\u0643. \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0648\u0638\u0641\u064b\u0627\u060c \u064a\u0642\u0648\u0645 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0639\u0627\u062f\u0629\u064b \u0628\u062a\u0633\u062c\u064a\u0644\u0643 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0627\u0644\u062d\u0643\u0648\u0645\u064a. \u0623\u0645\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0644\u062d\u0633\u0627\u0628\u0647\u0645 \u0627\u0644\u062e\u0627\u0635 \u0623\u0648 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u064a\u0646 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u060c \u0641\u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0634\u0631\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0635\u062d\u064a \u062e\u0627\u0635 \u0634\u0627\u0645\u0644. \u062a\u0634\u0645\u0644 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0634\u0631\u0643\u0627\u062a \u0645\u062b\u0644 VZP \u0648Slavia \u0648Maxima\u060c \u0648\u063a\u064a\u0631\u0647\u0627\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u062e\u0637\u0637\u064b\u0627 \u0645\u062a\u0646\u0648\u0639\u0629 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629.<\/p>\n\n
\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a\u060c \u064a\u064f\u0646\u0635\u062d \u0628\u0627\u0644\u0646\u0638\u0631 \u0641\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0646\u0632\u0644 (poji\u0161t\u011bn\u00ed dom\u00e1cnosti) \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0645\u0644\u0643 \u0639\u0642\u0627\u0631\u064b\u0627\u060c \u0623\u0648 \u062a\u0623\u0645\u064a\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0623\u062c\u0631 (poji\u0161t\u011bn\u00ed odpov\u011bdnosti z n\u00e1jmu bytu) \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0633\u062a\u0623\u062c\u0631. \u064a\u062d\u0645\u064a\u0643 \u0647\u0630\u0627 \u0627\u0644\u0623\u062e\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0639\u0631\u0636\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0623\u062c\u0631 \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u062a\u0639\u0631\u0636 \u0644\u0647\u0627 \u0627\u0644\u063a\u064a\u0631 \u062f\u0627\u062e\u0644 \u0645\u0646\u0632\u0644\u0643. \u0643\u0645\u0627 \u064a\u064f\u0648\u0635\u0649 \u0628\u0634\u062f\u0629 \u0628\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 (poji\u0161t\u011bn\u00ed odpov\u011bdnosti ob\u010dana)\u060c \u0627\u0644\u0630\u064a \u064a\u063a\u0637\u064a \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u0633\u0628\u0628 \u0628\u0647\u0627 \u0644\u0644\u0622\u062e\u0631\u064a\u0646 \u0639\u0646 \u063a\u064a\u0631 \u0642\u0635\u062f \u0641\u064a \u062d\u064a\u0627\u062a\u0643 \u0627\u0644\u064a\u0648\u0645\u064a\u0629. \u0646\u0627\u0642\u0634 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0645\u0639 \u0648\u0633\u064a\u0637 \u062a\u0623\u0645\u064a\u0646 \u0645\u062d\u0644\u064a \u0644\u0636\u0645\u0627\u0646 \u062d\u0635\u0648\u0644\u0643 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0634\u0627\u0645\u0644\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0638\u0631\u0648\u0641\u0643.<\/p>\n\n
\u0628. \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0648\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/h3>\n\n
\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0647\u0645\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0641\u0625\u0646 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0641\u064a \u0628\u0631\u0627\u063a \u0644\u0627 \u064a\u0642\u0644 \u0623\u0647\u0645\u064a\u0629. \u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u0628\u0646\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0644\u0644\u0637\u0648\u0627\u0631\u0626 \u0648\u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629. \u064a\u0636\u0645\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u062d\u064a\u0627\u062a\u064a\u0629 \u0627\u0644\u0623\u0648\u0633\u0639.<\/p>\n\n
1. \u0625\u0646\u0634\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0637\u0648\u0627\u0631\u0626 \u0628\u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629<\/h3>\n\n
\u064a\u064f\u0639\u062f\u0651 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u0644\u0645\u064f\u0645\u0648\u0651\u0644 \u062c\u064a\u062f\u0627\u064b \u0631\u0643\u064a\u0632\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0625\u0630 \u064a\u064f\u0648\u0641\u0651\u0631 \u0634\u0628\u0643\u0629 \u0623\u0645\u0627\u0646 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629\u060c \u0645\u062b\u0644 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u0629\u060c \u0623\u0648 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0637\u0627\u0631\u0626\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u064f\u063a\u0637\u064a\u0647\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u060c \u0623\u0648 \u0627\u0644\u0633\u0641\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u064f\u062e\u0637\u0637 \u0644\u0647. \u0648\u064a\u0646\u0635\u062d \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0639\u0627\u062f\u0629\u064b \u0628\u062a\u0648\u0641\u064a\u0631 \u0645\u0627 \u064a\u064f\u0639\u0627\u062f\u0644 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u0639\u064a\u0634\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0645\u062f\u0629 \u062b\u0644\u0627\u062b\u0629 \u0625\u0644\u0649 \u0633\u062a\u0629 \u0623\u0634\u0647\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0641\u064a \u062d\u0633\u0627\u0628 \u064a\u0633\u0647\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647.<\/p>\n\n
\u0639\u0646\u062f \u0628\u0646\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0641\u064a \u0628\u0631\u0627\u063a\u060c \u0627\u062d\u0631\u0635 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0628\u0627\u0644\u0643\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629. \u0647\u0630\u0627 \u064a\u062c\u0646\u0628\u0643 \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0648\u062a\u0642\u0644\u0628\u0627\u062a\u0647\u0627 \u0625\u0630\u0627 \u0627\u062d\u062a\u062c\u062a \u0625\u0644\u0649 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0633\u0631\u0639\u0629. \u0627\u062d\u062a\u0641\u0638 \u0628\u0647\u0630\u0627 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628 \u062a\u0648\u0641\u064a\u0631 \u0645\u0646\u0641\u0635\u0644 \u064a\u0633\u0647\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u062c\u0627\u0631\u064a\u060c \u0644\u062a\u062c\u0646\u0628 \u0625\u063a\u0631\u0627\u0621 \u0625\u0646\u0641\u0627\u0642\u0647 \u0639\u0644\u0649 \u0623\u0645\u0648\u0631 \u063a\u064a\u0631 \u0637\u0627\u0631\u0626\u0629. \u064a\u0645\u0643\u0646\u0643 \u0623\u062a\u0645\u062a\u0629 \u062a\u062d\u0648\u064a\u0644 \u0645\u0628\u0644\u063a \u0635\u063a\u064a\u0631 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u062c\u0627\u0631\u064a \u0625\u0644\u0649 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0634\u0647\u0631\u064a\u064b\u0627\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0628\u0646\u0627\u0626\u0647 \u0628\u062b\u0628\u0627\u062a \u062f\u0648\u0646 \u0639\u0646\u0627\u0621 \u0643\u0628\u064a\u0631. \u0648\u062c\u0648\u062f \u0647\u0630\u0627 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0633\u064a\u062e\u0641\u0641 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0636\u063a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a \u0627\u0644\u0635\u0639\u0628\u0629.<\/p>\n\n
2. \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646<\/h3>\n\n
\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0646 \u064a\u062e\u0637\u0637\u0648\u0646 \u0644\u0644\u0625\u0642\u0627\u0645\u0629 \u0644\u0641\u062a\u0631\u0629 \u0623\u0637\u0648\u0644 \u0641\u064a \u0628\u0631\u0627\u063a\u060c \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f \u062c\u0632\u0621\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0645\u0646 \u0646\u0635\u0627\u0626\u062d \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0634\u0627\u0645\u0644\u0629 \u0641\u064a \u0628\u0631\u0627\u063a. \u0628\u0645\u062c\u0631\u062f \u0625\u0646\u0634\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0630\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629\u060c \u064a\u064f\u0645\u0643\u0646\u0643\u0645 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0633\u064f\u0628\u0644 \u062a\u0646\u0645\u064a\u0629 \u062b\u0631\u0648\u0627\u062a\u0643\u0645. \u062a\u064f\u0642\u062f\u0651\u0645 \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u0634\u064a\u0643 \u0642\u0646\u0648\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u064f\u062a\u0646\u0648\u0651\u0639\u0629\u060c \u0648\u0644\u0643\u0646 \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0641\u0647\u0645 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u064a\u0647\u0627.<\/p>\n\n
\u0642\u062f \u062a\u0634\u0645\u0644 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629\u060c \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs)\u060c \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0641\u064a \u0627\u0644\u0623\u0633\u0647\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0633\u064a\u0637 \u0645\u062d\u0644\u064a. \u0643\u0645\u0627 \u062a\u0642\u062f\u0645 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0634\u064a\u0643\u064a\u0629 \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0630\u0627\u062a \u0645\u0639\u062f\u0644\u0627\u062a \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0642\u0644\u064a\u0644\u0627\u064b \u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644. \u0623\u0645\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f\u060c \u0641\u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0648\u0638\u0641\u064b\u0627\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u0633\u0627\u0647\u0645 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0641\u0642\u0637 \u0643\u0627\u0641\u064a\u064b\u0627 \u0644\u062a\u0642\u0627\u0639\u062f \u0645\u0631\u064a\u062d. \u0644\u0630\u0627\u060c \u064a\u064f\u0646\u0635\u062d \u0628\u0627\u0644\u0646\u0638\u0631 \u0641\u064a \u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u062a\u0643\u0645\u064a\u0644\u064a\u0629 (dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed) \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u062a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0648\u0641\u0631 \u0644\u0643 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0627\u0644\u064a \u0645\u062a\u062e\u0635\u0635 \u0641\u064a \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u0634\u064a\u0643 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u062d\u0648\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0623\u0645\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>","protected":false},"excerpt":{"rendered":"
Living in Prague: Essential Tips for Managing Your Daily Finances Moving to Prague offers a vibrant cultural experience, but navigating the financial landscape requires careful planning and understanding. This comprehensive guide provides essential Prague money tips to help you manage your daily finances effectively, from setting up your initial accounts to long-term financial planning. Whether […]<\/p>\n","protected":false},"author":1,"featured_media":5685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-5683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prague-financial-services-tips"],"_links":{"self":[{"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/posts\/5683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/comments?post=5683"}],"version-history":[{"count":1,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/posts\/5683\/revisions"}],"predecessor-version":[{"id":5684,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/posts\/5683\/revisions\/5684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/media\/5685"}],"wp:attachment":[{"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/media?parent=5683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/categories?post=5683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ai.megavaluta.cz\/ar\/wp-json\/wp\/v2\/tags?post=5683"}],"curies":[{"name":"\u0648\u0648\u0631\u062f\u0628\u0631\u064a\u0633","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}